Mortgages are loans from a bank or lender to help you purchase a home. Many people take out mortgages and having a basic understanding of how a mortgage works is an advantage when planning and managing your finances.


Buy-to-Let Boom

With the recent boom in buy-to-let mortgages and property sales, as well as an increase in the number of second home purchases, HMRC are clamping down on the estimated 900,000 landlords in the UK who have not registered for self-assessment

Sold a second home recently?

You may have seen the piece yesterday in the Sunday Times Money supplement about HMRC going after people for capital gains tax on the sale of second homes.

The essential point of the article was that HMRC believe many people

Are you a landlord?

If so, then it is more than likely that you are either making a profit or a loss from your rented property.

But I’ve only got one little flat?

If you own one or more properties other than your main

LIBOR and You

One of the highlights in the news this week has been the LIBOR rigging scandal, for which the part nationalised RBS has been forced to pay a £390m fine.

Have you seen it on the 6 o clock news and,

Encouraging Signs in Mortgage Lending

The mortgage market displayed “welcome signs of life” in August, although not to the extent of signalling a housing boom.

Around 52,000 home loans were given for house purchases, according to the Council of Mortgage Lenders (CML), a 7 percent …

House prices rose by 0.5 percent in March, according to figures from the Nationwide building society.

The rise results in the average price of a house being £164,751, just 0.1 percent than this time a year ago.

Robert Gardner, the …